Tag Archives: Debt

Debt is still the problem in this cost of living crisis

Kerry Catonaj

Debt, rather than earnings, is being used to cover living costs, writes Carl Packman.

Posted in Sustainable Economy | Also tagged , , , , , , | 1 Response

The cost of credit must be capped fairly

Payday loans streetj

It’s no longer fair for consumers to bear the large, usurious costs associated with loose regulation.

Posted in Sustainable Economy | Also tagged , , , , | 1 Response

While payday didn’t cause the financial crisis, it does benefit from it

Payday lendersj

Encouraging the FCA to be even more tougher with the industry is of vital importance.

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Dear FCA, Harm is harm, whoever the lender

FCAj

Harmful debt is not concentrated in one section of the market alone.

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It’s official: payday lending is the most harmful type of debt

Payday lendersj

A new report has called payday lending the most harmful type of debt that an individual can obtain.

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UK banking regulation is still too weak: a response to Respublica

Bankingj

Carl Packman examines Respublica’s new report on civic finance and the commercial potential of Community Development Finance Institutions.

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The student loan sell-off is reviving the student movement

By 2015, the coalition will have landed another right hook on the collective jawbone of students and graduates with the planned privatisation of student debt.

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The Bank of Salford shows how to challenge the big five banks

Mainstream banking facilities have all but disappeared from low income areas. The Bank of Salford offers an alternative model.

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Today’s news on payday lending is welcome, but enforcement matters as much as legislation

The campaign to tackle the payday lending sector has been gifted another small victory today as the Department for Business, Innovation, and Skills publishes a report calling for more focussed regulatory attention to the sector.

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The unbanked are increasingly excluded from mainstream society

In the UK 12 per cent of people do not have access to a bank account.

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