The end of interest free loans in an emergency?

The Children’s Society today releases a key report, Nowhere to Turn? Changes to Emergency Support. This paints a disturbing picture of how vulnerable children and families in financial crisis could pay the biggest price for government changes to the Social Fund.

Asking borrowers to pay more is not the answer for credit unions

In the wake of changes announced by chancellor George Osborne last week on the amount at which a credit union can charge in interest for one of its loan products, Joseph Wright of Civitas has written a paper entitled Credit Unions: A Solution to Poor Bank Lending? exploring the industry and its rates.